Allianz4All Untuk Semua is a business transformation journey to embrace Universal Values such as enhanced transparency, greater social responsibility and charitable participation. Through this journey, our goal is to integrate these values into our products.
Manfaat Diri. Manfaat Komuniti
Allianz4All Untuk Semua
Allianz4All Untuk Semua is a new series of products that provide financial protections for all Malaysians based on Universal Values that are in line with Islamic Financial Principles. All premiums will be kept in Islamic bank accounts to be invested into responsibly and sustainably managed portfolios that better our communities and the world around us. For Bahasa Malaysia, click here.
Universal Values of Allianz4All Untuk Semua
Enhanced
Transparency
We will disclose the specific % of your premiums allocated to a Claims Allocation Fund (CAF), which is a pooling of monies to meet claim commitments.
Greater Social Inclusion
We aim to strengthen our social inclusion commitment by providing financial protection assurance that caters to everyone, regardless of their backgrounds.
Charitable
Participation
You will also be part of giving back to society by selecting worthy causes to be the beneficiary of the surplus from the CAF.
Charitable categories that you can select
We pledge to help our communities and we would love to have you to join in together. Any approved surplus in the CAF funds, will be distributed towards charitable causes chosen by the policyholder at the time of application.
Here are some of the charitable causes you can choose from:
Here are some of the charitable causes you can choose from:
Education
Improving access to education.
People with disabilities
Enhancing social inclusion and socioeconomic opportunities.
Relief
Support relief activities related to public health, natural disasters, or emergencies.
Note: CAF surplus refers to any excess funds available in the CAF after deducting paid and outstanding claims, and statutory reserves over a defined period. The treatment of any resulting surplus from the CAF will vary according to product.
Products of Allianz4All Untuk Semua
PerlindunganKu Allianz4All
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Group Personal Accident Allianz4All
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Stay tuned for more products under Allianz4All Untuk Semua
Surplus Distribution
For the financial year ended 31 December 2024, Allianz General Insurance Company (Malaysia) Berhad distributed the total surplus of the Claims Allocation Fund (“CAF”) contributed from two Allianz4All Untuk Semua products, namely PerlindunganKu Allianz4All and Group Personal Accident Allianz4All, for distribution to charitable causes amounting to RM219,148.
Allocation Details
The categories of charity distribution are determined based on individual policyholders’ preferences provided at the point of sale of Allianz4All Untuk Semua products. Given that the majority of policyholders did not specify a particular preference, the CAF surplus has been allocated to the following charity categories and distributed to the social organisations listed in the table below.
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| Charity Category | Social Organisation | Description | Amount (RM) |
| Education | Pertubuhan Pendidikan Anak Cahaya Sabah | A social organisation focusing on education and community development for vulnerable communities in Sandakan, Sabah. | 20,000 |
| Buku Jalanan Chow Kit | A social organisation focusing on providing support, education, healthcare and protection to at-risk children and youth in Chow Kit. | 30,000 | |
| Yayasan Chow Kit | A social organisation focusing on education and community development for vulnerable communities in Chow Kit. | 23,000 | |
| Persons with Disabilities (“PWD”) | Persatuan Rumah dan Perkhidmatan Cheshire Sabah | A social organisation striving to create an enabling environment for PWD to exercise their rights to lead a normal life. | 22,000 |
| Rumah Amal Cheshire Selangor | A social organisation focusing on creating opportunities for PWD towards independence. | 22,000 | |
| Persatuan Mobiliti Selangor dan Kuala Lumpur | A social organisation focusing on providing door-to-door services to wheelchair-bound users. | 33,000 | |
| Persatuan Insan Istimewa Cheras Selangor | A social organisation providing care and support in terms of food, accommodation, medical care and education to underprivileged individuals and PWD. | 19,148 | |
| Relief | Persatuan Bantuan Bencana Alam MISAR Malaysia | A social organisation focusing on relief efforts and safety. | 50,000 |
| Total (RM) | 219,148 | ||
