Allianz4All Untuk Semua
Allianz4All Untuk Semua is a business transformation journey to embrace Universal Values such as enhanced transparency, greater social responsibility and charitable participation. Through this journey, our goal is to integrate these values into our products. 
We will disclose the specific % of your premiums allocated to a Claims Allocation Fund (CAF), which is a pooling of monies to meet claim commitments.​
We aim to leave a positive impact on the community and the environment by applying Environmental, Social and Governance principles.​
You will also be part of giving back to society by selecting worthy causes to be the beneficiary of the surplus from the CAF.
We pledge to help our communities and we would love to have you to join in together. Any approved surplus in the CAF funds, will be distributed towards charitable causes chosen by the policyholder at the time of application.

Here are some of the charitable causes you can choose from:
Improving access to education.
Enhancing social inclusion and socioeconomic opportunities​.
Support relief activities  related to public health, natural disasters, or emergencies​.
Note: CAF surplus refers to any excess funds available in the CAF after deducting paid and outstanding claims, and statutory reserves over a defined period. The treatment of any resulting surplus from the CAF will vary according to product.
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