Personal Accident Insurance

Life is unpredictable so protect yourself against various kinds of personal accidents

Allianz Personal Accident insurance provides compensation in the event of bodily injuries, disabilities or death caused by accidents.

Accidental death and permanent disablement
Medical and surgical treatment due to accidents
Please fill in and submit the form below to get in touch with an Allianz Agent.

The benefit(s) payable under eligible certificate/policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Allianz General Insurance Company (Malaysia) Berhad or PIDM (visit 
Life's unpredictability often underlines the importance of taking precautions, and securing yourself with Allianz Personal Accident Insurance is a major consideration. This essential financial safeguard compensates for bodily injuries, disabilities, or even death caused by unfortunate accidents. In the face of such unexpected events, this insurance is a shield that financially protects you and your loved ones.
Choosing an insurance plan requires knowledge to make an informed decision. Understanding the eligibility criteria for Allianz Personal Accident Insurance is crucial before applying. The product is designed for individuals who can perform three or more activities of daily living (ADL), such as transferring (mobility), bathing, eating, dressing, and continence. Additionally, Allianz extends this coverage to Malaysians or Permanent Residents in Malaysia aged between 3 and 70 years old.
Accidents can occur anytime, anywhere, emphasizing the need for personal accident insurance. Allianz offers diverse plans to accommodate your needs and financial capabilities. With a premium as low as RM10, you can enrol in Plan 1, while Plan 2 will cost you RM20. Higher tiers, Plan 3, Plan 4, and Plan 5, are available at RM30, RM40, and RM50 premiums, respectively. Each plan is designed to provide you with varying coverage that aligns with your affordability, ensuring that protection against personal accidents remains within reach for everyone.

In summary, Allianz Personal Accident Insurance offers robust protection against injuries and more serious accidents that may occur in your everyday life. This coverage includes not only accidental death and permanent disablement but also medical and surgical treatment resulting from accidents.

As a trusted insurance provider, Allianz is dedicated to securing your health and financial future. Don't wait for an accident to disrupt your life. Protect yourself and your loved ones today with Allianz Personal Accident Insurance. To learn more about our policies and choose the best plan for your needs, visit our website and contact us today. Life is unpredictable, but you can prepare for the unexpected with Allianz.

Personal accident insurance is a type of insurance coverage that provides financial protection to individuals and their families in the event of accidents that result in bodily injury, disability, or death.

Personal accident insurance is as important as other types of insurance, protecting you and granting you peace of mind, knowing there will be financial protection in place.

Personal accident insurance advantages are its affordability and no health underwriting required. It is generally more affordable than comprehensive health insurance with its focus on accidental coverage. Often, this insurance does not require a medical examination or extensive health underwriting. This makes it accessible to a broad range of individuals, including those with pre-existing health conditions.

At a basic level, Allianz personal accident (PA) insurance plan covers accidental deaths. Additionally, there are more choices of plans at Allianz that provides coverage for total permanent disability (TPD), medical expenses and additional coverages tailored to specific needs.
Depending on the type of personal accident insurance, each plan has its own maximum amount of coverage for different needs. Please refer to the product pages for more information.
Each personal accident insurance plan has specific age requirements to apply for. Please refer to the product pages for more information.
Allianz Malaysia offers multiple personal accident insurance plans, each providing different coverage amounts.

It is crucial that you do the following immediately to facilitate the claims of your personal accident insurance:

1) Seek for immediate medical attention: Prioritise your health and well-being should you meet an accident, whilst at the same time documenting the accident and its impact. Keep your medical receipts and bills for claim references.

2) Notify your insurance company as soon as possible: Contact your Allianz agent or contact us here to assist you.