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Smart Home Cover

A new kind of home insurance that offers flexibility for your peace of mind.

Win An All-Expenses-Paid Trip for 2 to Experience the Semi-Finals at the Korea Open 2025!

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Here’s your chance to experience and support our national badminton athletes at the Korea Open 2025! This exciting contest is open to all Malaysians, so you might have a shot at winning!

Sign up for Smart Home Cover and register your interest for a chance to win this incredible experience! Don't miss this opportunity and join the excitement today! 

Terms and conditions apply

Register your interest to participate in this campaign now!

Protect Your Home & Get Rewarded

Annual Plan – Receive an exclusive Allianz umbrella* when you purchase a Smart Home Cover Annual Plan policy with at least 2 components or policy renewal with 1 new component.

Multi-Year Plan – Enjoy a Mini Multi-Cooker* for every Smart Home Cover Multi-Year Plan policy purchase with a minimum premium of RM 500.

Campaign Period: 15 Mar – 30 Sep 2025

*Available on a first-come, first-served basis. T&Cs apply.

Product info

Secure your home or rental property with Smart Home Cover, a comprehensive plan that offers five customisable components namely HouseOwner (Building), HouseHolder (Content), Mortgage Loan Installment Protection, HomeFix, and Landlord Insurance. With Smart Home Cover, you can rest easy knowing that your home is protected.

HouseOwner (Building)
Covers your residential building against damage
HouseHolder (Content)
Covers your household contents and personal effects
Mortgage Loan Installment Protection
Covers your monthly mortgage loan installment in the event that your house is deemed temporarily uninhabitable due to insured events or the insured suffers accidental death or permanent disablement
HomeFix
Covers home repairs and maintenance as well as COVID-19 benefits
Landlord Insurance
Covers malicious damage by tenant, tenant runaway and legal fees for letter of demand
Multi-Year Plan Available
Convenient and uninterrupted protection for 3 years with a single premium. Spare yourself the hassle of annual renewals and enjoy cheaper premium across all components
*Participating policies: Allianz Shield Plus, Allianz Lifestyle Protect, Allianz Travel Care (Annual), Allianz MediCure, Private Car Excluding/Including Goods, Private Car Company Registered, Motor Cycle Policy / Motor Cycle Plus, Allianz Motorcyclist Personal Accident, Road Warrior, Drive Smart Shield and Bike Warrior.

Home insurance that suits your needs

With Smart Home Cover, you now have the choice to customise the type of home coverage you need while enjoying great savings. Select from the five different components covering your home, home content, loan repayment, home maintenance and rental income.
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Smart Home Cover - HomeFix

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The benefit(s) payable under eligible certificate/policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Allianz General Insurance Company (Malaysia) Berhad or PIDM (visit  https://www.pidm.gov.my/).