• Protection and investment in one plan
  • Insurance protection up to age 100
  • Comprehensive range of optional benefits
  • High coverage with short commitment period & flexible coverage terms
  • Boost your investment with a Loyalty Bonus
  • Personalise your coverage with additional riders
  • A plan with high coverage
  • Death or Total and Permanent Disability (TPD)* benefits
  • Ensure financial stability with flexible coverage terms
  • Affordable term life insurance coverage
  • Flexible coverage term
  • Option to purchase a permanent plan
  • Premium from as low as RM50
  • Guaranteed renewal
  • Lump sum payment upon death
  • Coverage for Death Due to Accidental or Non-Accidental Causes, up to RM30,000
  • Affordable premiums to suit your financial situation
  • Coverage term up to the Life Assured attaining 71 years old nearest birthday
  • Increasing Insured Amount to protect your legacy against inflation
  • Guaranteed Maturity Benefit to preserve your wealth for your future generation
  • High Non-Medical Limit of up to RM 4,000,000
  • Coverage up to RM500,000
  • Guaranteed yearly premium
  • Fast, hassle free enrolment

Life insurance is a financial contract between an individual (the policyholder) and an insurance company. By paying the premiums, the insurance company provides a death benefit to the designated beneficiaries upon the death of the insured person.


Life insurance provides financial protection and peace of mind in the event of the insured person’s untimely demise. With the plan in place, upon the insured person's death, the life insurance policy pays out a lump sum benefit which can help replace lost income, cover living expenses, and maintain the financial well-being of the surviving family members. It also serves as a viable estate planning tool to ensure a smooth transfer of wealth to the beneficiaries and as a contingency for business continuation

There is no one-size-fits-all approach when it comes to determining the right amount of life protection coverage. Generally, one can assess through three broad outlooks:

Self-outlook: This can include your age, health status, current lifestyle and type of occupation.

Present situation: An outlook of your current financial obligations and expenses, savings and assets.

Future goals and needs: This involves the projection of future expenses including but not limited to funeral and estate costs, family’s financial needs and more.

With all this information in hand, you can get a better estimate of the life protection coverage needed to secure the financial future for you and your loved ones.  Get in touch with our agent to work closely with you on getting the best insurance coverage tailored to your needs

Life insurance benefits are claimed by beneficiaries following the policyholder's death. Beneficiaries should contact Allianz Malaysia with the necessary documents, such as the policyholder's death certificate and their identity proof, for claiming purposes. You may refer to this guideline for more details.
In addition to ensuring that the premium of the insurance is paid in a timely manner, policyholders are encouraged to review their policies regularly and verify that their personal information and/or beneficiaries’ information are accurate and up to date to maintain the validity of the insurance coverage.
There are certain exclusions for certain types of deaths that may/may not be covered by certain life insurance policies. Please refer to the respective life insurance product brochure or product disclosure sheet for further information.

Some insurance plans may allow additional coverage known as riders, an optional coverage that can be added to enhance the policy's benefits and tailor it to specific needs. These riders provide additional protection or coverage for various contingencies beyond the basic death benefit.

For further information about Allianz life insurance plans and how you can make your coverage more comprehensive, you may contact an Allianz Life Agent or reach out to us directly at 1-300-22-5542.

Life insurance is a contract between an individual, called the policyholder, and an insurance company, called the insurer, where the policyholder pays premiums and the insurer provides coverage by paying to a designated beneficiary a sum of money upon the death of the insured person. On the other hand, medical insurance is a type of insurance designed to offer financial protection and assistance by covering the cost of eligible medical expenses.
Provide your loved ones with the best gift – financial and life security with our comprehensive insurance plans that are tailored according to your needs.
Eliminate uncertainties with both life protection and financial investment under ONE plan. With Allianz UltimateLink, you can customize your needs accordingly, such as medical, critical illness and personal accidents, with a coverage term of up to age 100.
The Allianz PrimeCover plan is a premium investment-linked insurance plan which provides high insurance protection covering death, total and permanent disability (TPD) and critical illness (CI). It features a built-in CI Relief Benefit, which provides income for three years in the event you are diagnosed with CI. On top of that, you are also entitled to a higher payout with Prime Booster that enables more savings in later years. Allianz PrimeCover assures life protection with high coverage of up to 3x of the Death Benefit. 
Allianz i-EssentialCover Life Insurance is an online-exclusive life insurance plan that covers death and TPD. With a coverage of up to RM500,000, Allianz i-EssentialCover ensures a fast and hassle-free enrolment process with a guaranteed yearly premium. 
Allianz PowerShield is a term life insurance with a flexible coverage term, ranging from 5 years term and up to age 80. You are given the freedom to choose how much protection and how long to be protected for. The option to purchase a permanent plan without further underwriting is also available.
We believe disabilities should be treated equally and not be a deterrence from financial security. Allianz Ability Life is a specially tailored insurance plan with a premium that starts from as low as RM50 annually. It features guaranteed renewal with lump sum payment upon death.

Allianz Kasih Hayat is a simple and value-for-money life insurance plan with an annual premium beginning from as low as RM38 annually. The low price point ensures affordability to obtain protection for your loved ones, ensuring that they will be taken care of during your untimely absence. That way, you can rest easy knowing that they are well prepared for the future, even in your absence. 

Allianz offers a comprehensive range of whole life insurance plans so that people from all walks of life can obtain desirable protection for their loved ones. Unsure which plan is better suited to your needs? Get in touch with us.

Allianz UltimateLink offers complete protection under ONE plan.

Allianz PrimeCover provides added protection for your extra needs.

Allianz i-EssentialCover is an online-exclusive life insurance plan.

Allianz PowerShield allows full flexibility in terms of coverage terms and protection.

Allianz Ability Life covers Persons with Disabilities.

Allianz Kasih Hayat is our affordable life insurance plan.