Explore our comprehensive whole life insurance plans
Give your loved ones some peace of mind when unexpected happens with our comprehensive whole life insurance plans
Allianz UltimateLink
Allianz EverLink Signature
Allianz EverLink Plus
Power Shield
Allianz Ability Life
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Allianz Legacy Plus
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1. What is life insurance?
Life insurance is a financial contract between an individual (the policyholder) and an insurance company. By paying the premiums, the insurance company provides a death benefit to the designated beneficiaries upon the death of the insured person.
2. Why is life insurance important?
3. How do I determine the right amount of life protection coverage?
There is no one-size-fits-all approach when it comes to determining the right amount of life protection coverage. Generally, one can assess through three broad outlooks:
Self-outlook: This can include your age, health status, current lifestyle and type of occupation.
Present situation: An outlook of your current financial obligations and expenses, savings and assets.
Future goals and needs: This involves the projection of future expenses including but not limited to funeral and estate costs, family’s financial needs and more.
With all this information in hand, you can get a better estimate of the life protection coverage needed to secure the financial future for you and your loved ones. Get in touch with our agent to work closely with you on getting the best insurance coverage tailored to your needs
4. How do I make a claim for life protection benefits?
5. How can I ensure that my life insurance policy is valid and up-to-date?
6. What types of death are not covered by life insurance?
7. Can I add additional coverage to my existing life insurance plan?
Some insurance plans may allow additional coverage known as riders, an optional coverage that can be added to enhance the policy's benefits and tailor it to specific needs. These riders provide additional protection or coverage for various contingencies beyond the basic death benefit.
For further information about Allianz life insurance plans and how you can make your coverage more comprehensive, you may contact an Allianz Life Agent or reach out to us directly at 1-300-22-5542.