Allianz General: Closing the everyday accident protection gap with personal accident insurance

Kuala Lumpur, 29 September 2026

Many Malaysians believe their health insurance or employer benefits have them fully covered in the event of an accident, but the reality is that most are not, and the financial consequences of this everyday accident protection gap can be severe.
Allianz General Insurance Company (Malaysia) Berhad (Allianz General) aims to raise awareness on the critical role of personal accident (PA) insurance, a layer of financial protection that complements health insurance, employer benefits and travel insurance.
“Many Malaysians understand the need for health insurance and to protect themselves when they travel, but accidents can happen anywhere at any time. Personal accident insurance helps provide an added financial safety net beyond medical or employer coverage, giving customers greater peace of mind throughout the year,” said Sean Wang, Chief Executive Officer of Allianz General.
Personal accident insurance is designed to provide financial support in the event of accidents through coverage such as lump sum payouts, income replacement-related support, medical expense reimbursement and hospitalisation. These benefits can be especially important for gig workers, freelancers, self-employed individuals and those without comprehensive employer-provided protection.
Allianz General’s Allianz Shield Plus offers 24/7 worldwide personal accident protection, helping customers stay protected against the unpredictable nature of life no matter where they are.
The plan provides coverage of up to RM3 million for accidental death and permanent disablement, and medical expenses including hospitalisation. It also offers coverage for snatch theft, alternative medicine and smart devices, in addition to renewal bonus benefits and various other optional coverages.
The upcoming travel season is a timely reminder to review one’s overall protection needs. While travel insurance plans such as Allianz Travel XPert and Allianz Travel Easy provide comprehensive protection for domestic and overseas trips, Allianz Shield Plus is designed to support customers in their everyday lives while also offering coverage while overseas.
“If people see the value of protecting themselves for a holiday, it is worth asking whether they are also adequately protected for the rest of the year. Travel insurance protects the journey; personal accident insurance protects the person beyond the journey,” Sean said.
Allianz Shield Plus, Allianz Travel XPert and Allianz Travel Easy are also eligible products under Allianz General’s special anniversary campaign in conjunction with its 25th anniversary, where the Company is celebrating 25 years of trust and excellence with exclusive rewards for 250 winners.
Customers who purchase or renew eligible policies during the campaign period from 1 August to 31 December 2026 will automatically be entered into the draw to win one of 250 prizes, including Allianz 25th Anniversary Edition Gold Wafers 999.9 (1g) and Shopee e-vouchers worth RM500 each.
Frequent travellers have even more reason to get covered as Allianz General is also offering a complimentary cabin luggage with every purchase or renewal of an Allianz Travel XPert Prestige Annual Plan (Worldwide or Domestic & Worldwide), while stocks last.