3. The Complimentary Loyalty Bonus will be payable if the following terms and conditions are met at the point of declaration:
• The Allianz Everlink Signature policy is in force; and
• No withdrawal from the account value has been made; and
• All premiums are paid up to date; and
• Direct debit authorisation is opted as the premium payment method throughout the coverage period.
4. Any reduction in the basic insured amount, including any reduction due to Total and Permanent Disability (TPD) and/or accelerated critical illness claims shall be taken into consideration in the computation of the amount of Loyalty Bonus (including Complimentary Loyalty Bonus) payable.
5. Other terms & conditions apply.