Your stories inspire us! We understand just what it takes to build and maintain a sustainable business. We’ve seen the sacrifices, hard work, and resources that go into the makings of every SME. That’s why we make it our mission to help you protect what you’ve built. Allianz Business Shield is a business solution with added flexibility that allows you to customise the types of coverage and sum insured to suit your business needs.
Allianz Business Shield
A comprehensive business solution that gives you the flexibility to customise your business insurance coverages and sum assured
Product info
Flexible, comprehensive solutions that allows you to customise your plan at a Sum Insured suited to your budget
Covers up to 75 occupational codes
Inconvenience Relief Benefit
With our inconvenience relief benefit keep your business afloat with a daily cash allowance should your business be interrupted by fire or other covered perils or notifiable diseases such as COVID-19
With our inconvenience relief benefit keep your business afloat with a daily cash allowance should your business be interrupted by fire or other covered perils or notifiable diseases such as COVID-19
Profit Shield
Optional Profit Shield benefits that provides your business with protection of up to RM2 million for loss in profit & covers one-time costs for premise disinfecting service and test kits for employees in the event a notifiable disease manifests in the premises
Optional Profit Shield benefits that provides your business with protection of up to RM2 million for loss in profit & covers one-time costs for premise disinfecting service and test kits for employees in the event a notifiable disease manifests in the premises
Allianz Hospital Income
Optional Allianz Hospital Income benefit that provides an affordable medical coverage for your employees with daily hospital income of up to RM500 per day
Optional Allianz Hospital Income benefit that provides an affordable medical coverage for your employees with daily hospital income of up to RM500 per day
Group Personal Accident Medical Cover
Optional add-on medical expenses cover offers your employees peace of mind in the event of accidental injury
Optional add-on medical expenses cover offers your employees peace of mind in the event of accidental injury
Directors and Officers Liability Insurance
Optional Directors and Officers Liability Insurance safeguards your top management from the consequences of alleged or actual wrongful acts.
Optional Directors and Officers Liability Insurance safeguards your top management from the consequences of alleged or actual wrongful acts.
Watch our latest videos
Take a moment to watch our fun and educational videos on how Allianz Business Shield can help you and your business!
Another monstrous ending?
The next viral issue?
Mischief caught in the act?
Will things crash and burn?
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Inconvenience relief benefit
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Want to learn more about Allianz Business Shield?
Please reach out to us directly via our contact form.
Protecting Malaysia SMEs with Business Insurance
Running a small and medium-sized enterprises (SME) in today’s business environment is increasingly challenging. With the sacrifices, resources, and hard work involved, protect what you have invested with Allianz Business Shield with added flexibility to customise the coverage and the sum insured according to your business needs.
A standard insurance for your business premise, fire insurance covers your property against losses or damages caused by fire, lightning, and explosion. As an enhancement to the typical fire insurance available in Malaysia, Allianz’s Fire Consequential Loss Insurance covers loss of profit upon business interruption due to fire and named perils.
Business Insurance Redefined with Allianz Business Shield
A comprehensive insurance plan that understands the importance of a business and ways to protect it, Allianz Business Shield provides the added flexibility that allows you to customise the types of coverage and sum insured according to your business requirements.
Profit Shield Benefit
This option provides protection of up to RM2 million for any loss in profit or damage of more than 15% of the total sum insured due to insured perils. In addition, Profit Shield Benefit covers a one-time cost for premise disinfecting services and test kits for employees in the event of a COVID-19 outbreak.
Inconvenience Relief Benefit
For SMEs where daily cash flow is crucial, the Inconvenience Relief Benefit (IRB) provides a daily cash allowance of up to RM2,000 for the duration of the repair work, up to a maximum of 180 days. In addition, SMEs are also protected against restrictions on use of the premises due to notifiable disease or illness manifested within the premise, with a maximum payout of 14 days. Unlike regular Fire Consequential Loss Insurance, documentation on the company statement of accounts is not required, ensuring a straightforward, quick claim process.
Allianz Hospital Income
On top of that, SME business owners can provide added protection for their employees with Allianz Hospital Income. Allianz Hospital Income provides insurance for SME employees with a medical plan that provides daily allowances of up to RM500 for up to 60 days upon hospitalisation due to accidents, illnesses, or diseases.
Stay Protected with Allianz Business Insurance
No matter how perfect your business performance and directions are, business interruptions amidst events such as the COVID-19 outbreak, or flash floods can catch you off-guard. Additional costs will incur in protecting the well-being of your employees, and compliance with regulations such as disinfecting premises and providing test kits, and even closure of premises, just to name a few. With Allianz Business Shield, business owners can benefit from daily cash allowances to mitigate possible losses from the inability to operate, allowing them to weather the storm and minimise the undesirable financial impact.
Protect what you own. Reach out to us via the contact form above to find out how Allianz Business Shield is your best business protection partner
