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Liabilities

Protect your operations from liabilities with our liability-related insurance plans

  • Covers the entity as well as the natural persons
  • Covers lawful spouse
  • Covers legal representatives, heirs, assigns or estates
  • Covers civil damages and settlement costs
  • Covers any claim made against the directors and officers
     
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  • Covers personal negligence
  • Covers failure to provide a safe place and a safe system of work
  • Covers failure to exercise reasonable care in the recruitment of competent staff
  • Commonly acquired by contractors who undertake contract of works or service in industries like oil and gas, telecommunication, power plants, engineering, IT etc. as part of the contract requirements
     
  • Protects a professional such as an accountant, solicitor, architect and engineer against his legal liability to pay damages to persons who have sustained financial loss arising from his own professional negligence or that of his employees in the conduct of the business



  • The amendment to the Legal Profession (Amendment) Act 1992 which came into force on 1 April 1992 has made it compulsory for legal practitioners to have Professional Indemnity Insurance

     



  • Provides protection for companies or organizations such as food companies, cosmetic companies, universities, hospitals and pharmaceutical companies who conduct clinical trials and investigations, in respect of claims made against them by the trial participants
     
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  • Covers bodily injuries including illnesses to any person
  • Covers losses or damages to property
  • Covers legal expenses incurred in your legal proceeding defence
     

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  • Covers defects in the design, manufacture, packaging or labelling of the product can result in injury to the user or damage to his or her property. Other factors causing or contributing to the defect can also surface in the process of storage, transporting and handling of the product. Any one of these causes can be a valid reason for the consumer to file a liability claim against the exporter