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Worker & Employee Benefits

Give your workers and employees the protection and perks that they deserve so that they may perform better

*This policy may be eligible for stamp duty exemption. Find out more  here  !

Explore our comprehensive plans

Foreign Workers Insurance

  • Covers accidental death up to RM25,000 (working hours) or RM23,000 (off working hours)
  • Covers permanent disablement up to RM23,000 (working hours) or RM23,000 (off working hours)
  • Covers temporary loss of income due to temporary disablement

Workmen’s Compensation

  • Workmen Compensation Act 1952 and the subsequent amendments to the Act
  • The standard common law limit is RM1,000,000 any one accident and in the aggregate
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Allianz Care SMI

  • Provides medical coverage
  • Covers surgical expenses
  • Provides cashless admission facility
     
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Allianz EliteChoice 

  • Designed specifically for SMEs
  • Flexibility to choose between Group Term Life and Group Hospitalisation & Surgical, or get both plans in one
     

Group Term Life 

  • Covers death and total and permanent disability
  • Supplementary riders – accidental death & dismemberment and additional critical illness

Group Hospitalisation and Surgical

  • Covers medical and hospitalisation benefit
  • Covers out-patient cancer treatment
  • Covers out-patient kidney dialysis treatment

Allianz FlexMed Choice

  • Designed with multiple deductible levels to suit different needs
  • Continuous coverage beyond employment
  • Value-added services beyond coverage

Allianz InsurePlus & Critical Plus

  • Provide a solid financial safety net for you and your loved ones, starting from RM50/month
  • Receive a payout of 80% of your Total Basic Premium Paid with Maturity Benefit
  • Add Critical Plus Rider for extra protection against 39 critical illnesses

Group Out-Patient Clinical

  • Enhances your employees’ hospitalisation and surgical benefits.
  • Covers out-patient general practitioner care
  • Covers out-patient specialist care