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Smart Shield Package Insurance

The ideal package insurance plan for Joint Management Bodies of condominiums and apartments.

Product Info

The Smart Shield provides comprehensive package insurance for apartment risks, run by Joint Management Bodies (JMB).


  • 10-in-1 insurance plan that covers risks of Fire, Money, Burglary, Plate Glass, Fidelity Guarantee, Machinery Breakdown, All Risks, Public Liability, Personal Accident and Error and Omission
  • Automatic Increase of Principal Sum Insured from 10% per year to a maximum of 30%
  • No Claim Discount on premium
  • Emergency Relief Benefit – an immediate lump sum cash given in the event of a loss
  • Free extension to cover snatch theft
  • Free extension to cover Full Theft for Burglary

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