What is Smart Home Cover?


Smart Home Cover offers you the freedom to choose and customise your own home insurance based on your needs and wants, thus, helping you save more on your premiums!

It consists of 5 components: HouseOwner (Building), HouseHolder (Content), Mortgage Loan Installment Protection, HomeFix and Landlord Insurance.

HouseOwner (Building)

Covers your residential building against damage

Covers your residential building including fixtures, fittings, garages, walls, gates and fences around the house.
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HouseHolder (Content)

Covers your household contents

Covers your household contents and personal effects which belong to you or members of your family. You may choose to insure on a:
  • Full value basis which protects all the household contents in the building.
  • First loss basis which protects the household contents by selecting from three different plans.
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Mortgage Loan Installment Protection

Covers your loan repayment troubles

Covers your monthly loan installment in the event that your house is deemed temporarily uninhabitable due to insured events or evacuation by local authority exceeding 72 hours or the insured suffers accidental death or total permanent disablement.
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Covers home repairs and maintenance

Covers the repair of burst pipe, repair or temporary repair of doors, locks and windows, domestic help allowance and home repair or service via Allianz partners (Recommend.my & ServisHero).
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Landlord Insurance

Covers landlords from troublesome tenants

Covers malicious damage by tenant and tenant runaway. Allianz will also bear the legal fee of issuing a letter of demand for rent past due.

Key Benefits

Cost Efficient

Save up to 30% on your premiums


Pick and choose only the coverage you need

Expert Agent Advice

Our agents will help you determine the amount to insure your house on for an agreed value

The Importance of Home Insurance

How You Can Take Control of Your Home Protection


We explore different kinds of home insurance coverage; the difference between getting home insurance from banks and insurance companies; as well as factors that affect your premiums.

Let Allianz guide you to make the most of your home protection.





Pros and Cons of Owning vs Renting a Home


We share the good and bad of different housing arrangements and show why you need good home insurance.

Whether you're a homeowner, a tenant or even a landlord Smart Home Cover can help!