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Get Smart Home Cover
What is Smart Home Cover?
Smart Home Cover offers you the freedom to choose and customise your own home insurance based on your needs and wants, thus, helping you save more on your premiums!
It consists of 5 components: HouseOwner (Building), HouseHolder (Content), Mortgage Loan Installment Protection, HomeFix and Landlord Insurance.
HouseOwner (Building)
Covers your residential building against damage
Covers your residential building including fixtures, fittings, garages, walls, gates and fences around the house.
HouseHolder (Content)
Covers your household contents
Covers your household contents and personal effects which belong to you or members of your family. You may choose to insure on a:
- Full value basis which protects all the household contents in the building.
- First loss basis which protects the household contents by selecting from three different plans.
Mortgage Loan Installment Protection
Covers your loan repayment troubles
Covers your monthly loan installment in the event that your house is deemed temporarily uninhabitable due to insured events or evacuation by local authority exceeding 72 hours or the insured suffers accidental death or total permanent disablement.
HomeFix
Covers home repairs and maintenance
Covers the repair of burst pipe, repair or temporary repair of doors, locks and windows, domestic help allowance and home repair or service via Allianz partners (Recommend.my & ServisHero).
Landlord Insurance
Covers landlords from troublesome tenants
Covers malicious damage by tenant and tenant runaway. Allianz will also bear the legal fee of issuing a letter of demand for rent past due.
