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Allianz Malaysia Berhad has launched MediSafe Infinite+ and MediAdvantage to offer Malaysians improved medical coverage locally and overseas. 

Underwritten by Allianz Life Insurance Malaysia Berhad, the life insurance arm of Allianz Malaysia, both products serve as riders to Allianz PowerLink; a protection focused Investment-Linked Plan. Essentially, MediSafe Infinite+ covers your hospitalisation expenses in Malaysia while MediAdvantage will afford customers access to overseas medical treatment. 
“Allianz PowerLink has been a mainstay of our product offering and we want to offer Malaysians options to better healthcare. In introducing these two riders, Malaysians are able to exercise flexibility in exploring different medical coverages which suit their needs whether locally or overseas. When it comes to health, having flexibility to choose treatment options can be a real game changer,” said Joseph Gross, Chief Executive Officer of Allianz Life Insurance Malaysia Berhad.  

MediSafe Infinite+ is a new primary medical rider for Allianz PowerLink. It works as a medical insurance offering comprehensive hospitalisation and surgery coverage. It also offers extensive cancer coverage which allows customers to gain access to new medical technology in cancer treatment such as genomic testing, targeted therapy, hormonal therapy and immunotherapy.

The rider also offers no claim refund of up to 20 percent of the cost of insurance if no claim is made during the policy year. In addition to that, there is access to Global Expert Medical Opinion (GEMO) as well as high overall annual limit and no overall lifetime limit. Moreover, MediSafe Infinite+ also allows pre-born entry (14-35 weeks into pregnancy).  

The coverage is available across seven plans:

Plan Type Overall Annual Limit
Plan 150 RM850,000
Plan 200 RM1,500,000
Plan 250 RM1,600,000
Plan 300 RM1,700,000
Plan 350 RM1,800,000
Plan 400 RM2,000,000
Plan 500 RM2,500,000


Besides that, customers also have the flexibility to choose deductible levels of RM5,000, RM10,000 or RM30,000 per annum to suit their protection and affordability needs. For plans with a deductible, a Retirement Option is offered to convert the deductible plan to a zero deductible plan at the age of 60 for an added layer of protection when in their twilight years. 
MediAdvantage, on the other hand, is an overseas medical plan which offers overseas Hospitalisation and Surgical (H&S) benefits to complement the medical protection provided by MediSafe Infinite+. 
MediAdvantage functions as a protection package that offers customers a seamless experience when seeking medical treatment overseas for five medical condition and treatments; Cancer, Coronary Artery Bypass Surgery, Heart Valve Surgery, Live-Donor Organ and Bone Marrow Transplant, and Intracranial and Specific Spinal Cord Surgery.
MediAdvantage also allows customers the option to seek a second medical opinion from medical experts to determine the best available treatment plan for them. 
When seeking overseas medical treatment, MediAdvantage offers cashless experience for medical and non-medical expenses (such as transportation and accommodation expenses) incurred during the overseas medical treatment, Daily Hospitalisation Indemnity benefits (during medical treatment overseas) as well as In-Country Medication Benefit and Overseas Follow-up Care.  
MediAdvantage is available in two plans (Plan1 and Plan 2):  
Coverage for Plan 1
Overseas Medical Treatment Benefit Annual Limit of USD 1,000,000
Overseas Medical Treatment Benefit Lifetime Limit of USD 2,000,000
Coverage Plan 2
Overseas Medical Treatment Benefit Annual Limit of USD 2,000,000
Overseas Medical Treatment Benefit Lifetime Limit of USD 4,000,000
In addition, Plan 2 is our VIP plan where customers with this plan will enjoy Business Class travel and five star hotel accommodation, where available, giving the customer a more comfortable experience when seeking medical treatment overseas. For more information about MediSafe Infinite+ and MediAdvantage, visit and respectively. For more information and to enrol in GEMO, contact Allianz Life Insurance Malaysia at 1300-22-5542. To learn more about Allianz Malaysia’s latest insurance solutions, visit

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